To buy or to build? That’s the question!
For many first home buyers, deciding whether to purchase an established property or to build your own can be the most important decision of the process. To help make the decision easier, it’s worth looking at your priorities. What exactly do you want out of your first home? Is it your forever home or will … ContinuedRead more >
What’s the catch? The ins and outs of Government grants
For any prospective first home buyers out there, researching home loans and the ins-and-outs of the buying process can quickly become an overwhelming process. With the latest HomeBuilder grant being added to the list of Government schemes available to new builds, there’s now multiple options for first home buyers looking to enter the market. However, … ContinuedRead more >
No deposit? No problem. Understanding LMI
Are you a single saver? Or perhaps you’re trying to get a past car loan, or some student debt under control? Sometimes life can throw a curveball at your money plans, particularly if you’re saving for a long term goal such as a house deposit. But even if you’re not saving as much as you’d … ContinuedRead more >
What are the hidden risks of using Afterpay?
It seems that with Buy Now, Pay Later we really can have it all! You see it, you like it, you want it, and now you’ve got it — all thanks to Afterpay. So, what is it? Afterpay is a digital service that allows consumers to obtain products immediately, splitting the cost into four even … ContinuedRead more >
What is a Neobank and should you switch to one?
You may have heard the term before, but do you know what it means? Neobanks are the newest players in the banking game, and have been shaking up the financial space since they first stepped onto the scene. We think it’s fair to say they’re worth knowing about! What is a Neobank? A Neobank is … ContinuedRead more >
Five free budgeting apps to get you on track in 2020
Five free budgeting apps to get you on track in 2020 Budgeting might not be everyone’s favourite pastime, but it’s something we all should be doing more of, especially if we have lingering debt or long-term #moneygoals. And with so many apps to keep your spending habits in check, there’s never been a better time … ContinuedRead more >
Ten signs you’re ready to own a home
Ten signs you’re ready to own a home You’ve got a steady job. No debt. A healthy bank balance. And if given the option you’d much rather binge episodes of House Hunters than the latest season of Married At First Sight (okay, maybe just one episode). But should you take the leap into home ownership? … ContinuedRead more >
Is rentvesting for you?
We all want the best of both worlds. Our own home, in a dream location, with a short commute to the office, and at a reasonable price. Unfortunately, in reality this doesn’t always happen, without some degree of compromise. For a number of millennials the solution is simple: rentvesting; rent a home where you want … ContinuedRead more >
What the latest RBA cash rate cuts mean for first home buyers
What the latest RBA cash rate cuts mean for first home buyers The Reserve Bank of Australia has slashed the official cash rate to a historic low of 0.5 per cent with more than 35 lenders, including the big four – Commonwealth Bank, Westpac, National Australia Bank and ANZ – passing the rate cut on to … ContinuedRead more >
6 ways to streamline your life and save money
It’s the weekend and you’re inside, again! Now is as good a time as any to start streamlining areas of your home, and take stock of what you own, and consume. There are so many ways to up tidy your life, save more money, and create less physical and mental clutter in the process. 1. … ContinuedRead more >