Banks to ease on lending restrictions
You may or may not have heard talk about the government’s plan to relax responsible lending laws and as first home buyers, these changes could mean you could land your dream home earlier than you first thought.Read more >
A Guide to Borrowing with Less than 20%
From our finance partners and mortgage experts, Mortgage Advice Bureau A 20 per cent deposit is a hefty chunk of change for first-time buyers, especially for those in Sydney or Melbourne. With property prices climbing in most markets, saving a 20 per cent deposit is getting increasingly tougher. The good news is it’s very common … ContinuedRead more >
5 tips to get financially realigned for 2021
January is here, and the beginning of 2021 has us all wondering, where did 2020 go?! With 2020 done and dusted (good riddance!) and January upon us, it’s a great time to evaluate our financial activities for the year that was, and prepare for the year ahead. Here are 5 financial tips to help get … ContinuedRead more >
To buy or to build? That’s the question!
For many first home buyers, deciding whether to purchase an established property or to build your own can be the most important decision of the process. To help make the decision easier, it’s worth looking at your priorities. What exactly do you want out of your first home? Is it your forever home or will … ContinuedRead more >
What’s the catch? The ins and outs of Government grants
For any prospective first home buyers out there, researching home loans and the ins-and-outs of the buying process can quickly become an overwhelming process. With the latest HomeBuilder grant being added to the list of Government schemes available to new builds, there’s now multiple options for first home buyers looking to enter the market. However, … ContinuedRead more >
No deposit? No problem. Understanding LMI
Are you a single saver? Or perhaps you’re trying to get a past car loan, or some student debt under control? Sometimes life can throw a curveball at your money plans, particularly if you’re saving for a long term goal such as a house deposit. But even if you’re not saving as much as you’d … ContinuedRead more >
What are the hidden risks of using Afterpay?
It seems that with Buy Now, Pay Later we really can have it all! You see it, you like it, you want it, and now you’ve got it — all thanks to Afterpay. So, what is it? Afterpay is a digital service that allows consumers to obtain products immediately, splitting the cost into four even … ContinuedRead more >
What is a Neobank and should you switch to one?
You may have heard the term before, but do you know what it means? Neobanks are the newest players in the banking game, and have been shaking up the financial space since they first stepped onto the scene. We think it’s fair to say they’re worth knowing about! What is a Neobank? A Neobank is … ContinuedRead more >
Five free budgeting apps to get you on track in 2021
Five free budgeting apps to get you on track in 2021 Budgeting might not be everyone’s favourite pastime, but it’s something we all should be doing more of, especially if we have lingering debt or long-term #moneygoals. And with so many apps to keep your spending habits in check, there’s never been a better time … ContinuedRead more >
Ten signs you’re ready to own a home
Ten signs you’re ready to own a home You’ve got a steady job. No debt. A healthy bank balance. And if given the option you’d much rather binge episodes of House Hunters than the latest season of Married At First Sight (okay, maybe just one episode). But should you take the leap into home ownership? … ContinuedRead more >